The company horse owners count on

MULTIPLE OPTIONS TO BEST SUIT YOUR NEEDS

Trust the company horse owners count on for being responsive and responsible with their horse on the road, with all of your equine insurance needs. Our no-hassle insurance products provide you with overall peace of mind to insure your equestrian lifestyle.

usrider insurance

Equine Insurance Services

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Equine Mortality & Theft

Coverage for the death, theft, and humane euthanization of a covered horse

Commercial Equine Liability

Protects your horse-related business against third-party liability lawsuits

Equi-Farm Package

Property and liability insurance to fully protect your horse farm

Private Horse Owner Liability

Protects you if someone claims your horse caused them bodily injury or damaged their property

Horse Clubs Liability

Protects your club's premises, public event days, and various club functions

Commercial Umbrella Liability

Provides extra protection for catastrophic events beyond exceeded limits

Starting At Just:

$

200

per year

Eligibility Guidelines:

(no vet certificate required)

NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or email horseinsurance@markel.com.

We know the loss of a beloved animal can be devastating, both emotionally and financially. And, while we can’t diminish the grief of losing a horse, our equine mortality insurance can help soften the economic impact.

Putting your mind at ease when you’ve got to put your horse to rest.

Coverage Highlights:

We offer several flexible coverage options because we know that horses (and their owners) are unique. All Risk Mortality & Theft coverage is a comprehensive policy that reimburses you for the death, theft, and humane destruction of your horse.

Annual Equine Mortality policies start at just $200 a year.

Commercial Horse Liability insurance coverage protects anyone with a horse-related business against third-party liability lawsuits, including riding instructors and independent trainers.

NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or email horseinsurance@markel.com.

Protecting yourself, your facility, and those you care about.

Coverage Highlights:

When your business is the target of a lawsuit, money isn’t the only thing that’s at stake. Your reputation is on the line, too. Our Insurance professionals have years of experience handling equine liability claims. They’ll ensure that a claim against you is resolved fairly, with consideration for all parties involved.

Equine liability insurance is indispensable for anyone with a horse-related business. In today’s litigious society, protection against liability claims is an utmost necessity. Even with waivers and state laws designed to limit or control liabilities, commercial equine operations are vulnerable. And win or lose, a lawsuit will cost you something.

Join USRider Today

Your Vehicle Membership becomes effective just 24 hours After Joining!

Our 24/7 nationwide plan covers everything from lockouts and jump starts to towing your vehicles, trucks and trailers.

In addition, you will enjoy access to our large selection of exclusive member discounts, emergency stabling/veterinarian/farrier referrals, access to our regular travel and safety information, and more!

Comprehensive Nationwide Vehicle and
Horse Trailer Coverage

$ 199 per year*
CLASSIC
  • $400 Towing per vehicle
  • $250 Roadside Service**
  • $100 Lockout Service
  • $250 Winchout Service
  • Partner Discounts
*Additional $29 activation fee for first year
**Includes tire service, battery service, fuel, oil and water delivery

Comprehensive Nationwide Vehicle and
Horse Trailer Coverage

$ 369 per year
PREMIER
  • Unlimited Towing*
  • Unlimited Lockout***
  • Unlimited Battery Service***
  • $400 Roadside Service**
  • $400 Winchout Service
  • Partner Discounts
*To the nearest dealership, otherwise $600
**Includes tire service, battery service, fuel, oil and water delivery
***No maximum benefit per service

If you own a horse farm, this package combines property and liability insurance to fully protect your home, household contents, barns, sheds, owned machinery, equipment, tack, livestock and horse operation, on and off premises.

NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or email horseinsurance@markel.com.

Protecting yourself, your facility, and those you care about.

Coverage Highlights:

Personal Dwelling, Farm-Related Buildings (barns, stables, hay sheds, arenas), Farm Personal Property for farm machinery, tack, equipment, hay and feed, Replacement cost available on buildings and household contents.

This insurance protects you if someone claims your horse caused:

NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or email horseinsurance@markel.com.

If you own horses and are not involved in a commercial equine business, this insurance protects you if someone claims your horse caused them bodily injury or damaged their property, even if your horse is kept at an independently owned stable.

Protecting your horse and keeping you in the saddle.

Coverage Highlights:

Your horse may be one of your most important possessions, but it can also be your biggest liability. Individual horse owners place themselves and their assets at risk every time their horse comes in contact with people.

Equine-related lawsuits occur more frequently than you may think. And many homeowners’ policies limit this type of equine liability coverage or exclude it altogether.

horse-fund-logo
Your USRider membership helps those who help horses. Each year USRider will donate a portion of its profits to qualified, worthy organizations that provide emergency equine response through its “Leg-Up” Annual Giving Program. To learn more about the USRider Leg-Up Fund or about starting or becoming involved in an equine emergency response unit in your area, contact us.

Markel’s liability policy can provide the protection your club may need for owned or leased premises, public event days, and various club functions.

NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or email horseinsurance@markel.com.

Keep the gates to your Club open with protection tailored to you.

Coverage Highlights:

As a member of a horse riding or hunt club, you need to be aware that your organization, in addition to the individual members, needs protection from third party lawsuits.

The unexpected can and does happen, whether to club members, participants, or even spectators. Your club can count on USRider for the right coverage.

Common Equine Insurance

Questions

At USRider, the safety of our Members and their equine athletes are our top priority. Our goal is to help keep you and your equine athlete on the road.

The activation fee is an internal cost to process and open a new Membership and is non-refundable. A “Reactivation” fee occurs if Memberships lapse for more than 30 days.

Approximately 10-14 business days.

Membership(s) will be effective 24 hours after joining. An e-mail confirmation provides each new Member’s membership number and the emergency phone number, should the Member need roadside assistance before the New Member Kit arrives.

Classic Membership is $189 per year for a Primary Member plus a one-time non-refundable Activation Fee of $29. Associate Membership (Spouse, Domestic Partner, or Child – between the ages of 16-25) is an additional $79 per year per person. The Activation Fee is waived if an Associate joins at the same time as the Primary Member.

Premier Membership is $359 per year, which includes one FREE Associate. An additional Associate Membership, which can include an Employee, is $99 per year per person.

When you have an emergency that requires an unscheduled overnight stay, we will contact local stabling facilities to arrange stabling for your Horse(s). Costs associated with emergency stabling are not covered. Please click here if you would like to join our stabling database.