USRider Horse Insurance 

Trust the company horse owners count on for being responsive and responsible with their horse on the road with all of your equine insurance needs. Our no-hassle insurance products provide you with overall peace of mind to insure your equestrian lifestyle. 

For more information, please call (800) 50-HORSE (504-6773) or email us at  


Equine Mortality & Theft Coverage

All Risk Mortality & Theft coverage and Hassle Free* Equine Mortality Insurance Program are comprehensive policies that reimburse you for the death, theft and humane destruction of a covered horse. Annual Horse Mortality policies start at just $200. With the addition of the optional Major Medical and Liability options, these comprehensive packages provide the overall protection you need for your valued asset and trusted partner.

Your horse may be eligible for our Hassle Free* Mortality Program if:

  • Valued up to $50,000

  • Have a clean health history (no vet certificate required)

  • Are between the ages of 91 days & 15 years old

Should your horse not fit the guidelines for the Hassle Free Program* (such as greater than $50,000, ineligible breed/discipline and/or prior health history), the Standard All Risk Mortality & Theft coverage can provide the same great protection at an affordable price with a veterinary certificate.

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Comprehensive Equine Liability (CEL)

Comprehensive Horse Liability insurance coverage protects anyone with a horse-related business against third-party liability lawsuits, including riding instructors and independent trainers.

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Equi-Farm Package

If you own a horse farm, this package combines property and liability insurance to fully protect your home, household contents, barns, sheds, owned machinery, equipment, tack, livestock and horse operation, on and off premises.

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Private Horse Owner Liability

If you own horses and are not involved in a commercial equine business, this insurance protects you if someone claims your horse caused their bodily injury or damaged their property, even if your horse is kept at an independently owned stable.

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Horse Clubs & Associations Liability

Markel's liability policy can provide the protection your club may need for owned or leased premises, public event days, and various club functions.

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Commercial Umbrella Liability

Commercial Umbrella Liability provides extra protection for catastrophic events when you've exceeded the limits of your commercial liability or commercial auto policy.

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For more information, please call (800) 50-HORSE (504-6773) or email us at